Purchasing a home is quite the process. It’s important to be familiar with each step involved in closing on a home helping you to be confident and prepared going forward. Here is a checklist outlining action items to be done prior to closing.
Once Final Contract is Accepted:
- Buyer’s home inspection – a complete home inspection done to check for issues with the home’s major structures and systems. You may need to do a radon test as well, which is a harmful colorless, odorless gas.
- Take measurements – during your home inspection measure for windows and appliances to give you time to order anything you may need.
- Ask the home inspector questions – if you’d like to know anything specific about the structure or condition of the home, now is the time to ask.
- Wood Destroying Insect Report (WDIR) – this is an inspection done by a licensed pest control company to determine if there is any evidence of wood-destroying insects (termites).
- Give your mortgage lender a copy of your final contract – this is a requirement and you can discuss locking in your interest rate.
- Have agent request changes from seller – if there is anything you see in the inspection you would like fixed, have your agent talk to the sellers to see if it can be resolved.
- Schedule the closing date – Make an appointment with your closing attorney.
- Set up insurance – set up homeowner’s insurance policies to take effect on closing day.
- Schedule utility transfer – set up utilities in your name to start on closing day
- Bring key items on closing day – there are certain things you should take with you to your closing appointment with your attorney like photo ID, copies of insurance policies, and certified funds. Your attorney and real estate agent will let you know what you will need.
If you are in need of a WDIR, our team has experienced technicians ready to help you cross that off your to-do list. You can request your wood destroying insect report here.
We also have a New Homeowner’s Defense Guide to help you protect your home from pest problems in the future.